What bank should I use that does not charge overdraft fees?

Overdraft — Tags: , , — Dean @ 5:32 am

I have been using Scotia Bank for awhile and just recently got hit with a few overdraft fees while I was away at college.

I really dislike how they run this overdraft policy and want to find a new bank.

How can I convince my bank to reverse overdraft charges?

Overdraft — Tags: , , — Dean @ 2:33 pm

I recently was slammed with 10 overdraft charges of $35 each for 10 items that cleared my bank on the same day. It was my fault for overdrawing the account, of course, but I think the bank went overboard. Some of the overdrafts were for just a few dollars. I want to talk to the bank to ask them to reverse some of their fees. Looking for suggestions on how to get them to do this!

[three_fourth_last]

Can someone please explain to me the basics of how an overdraft works?

Overdraft — Dean @ 6:03 am

I’ve got a $1000 interest free overdraft as a student. Does this mean I can be in debt by $1000? (not that I want to be)

How long could I be in debt for?

Also what’s in it for the bank? They seem to be really pushing it but if I don’t have to pay interest on it why are they trying to get me to take one out?

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