I know some companies just try to take more money from you by offering these benefits, so I don’t know if I should do it or not. The NSF fee is $35 and the overdraft protection service is about $4 minimum for each month that I use it. I don’t really know how all this works anyway, so I don’t know if it’s a good deal or not.

I made a mistake and overdrafted my checking account. Yes, totally my fault and I understand that they charge a fee for covering the check.

But–$32.00??!! Holy cow. Is it just me, or is that insane? Out of curiousity, I just want to find out what other people’s banks charge for an overdraft. Thanks.

Let’s say I want a strictly savings account for work and possibly direct deposit, no overdrafts…they will still turn me down…what about a credit union?